{"id":1043,"date":"2019-02-28T10:12:29","date_gmt":"2019-02-28T10:12:29","guid":{"rendered":"https:\/\/www.csppke.sk\/sk\/?p=1043"},"modified":"2019-03-04T17:37:52","modified_gmt":"2019-03-04T17:37:52","slug":"si-student-a-chybaju-ti-peniaze-na-studium-tu-su-tvoje-moznosti","status":"publish","type":"post","link":"https:\/\/www.csppke.sk\/sk\/2019\/02\/28\/si-student-a-chybaju-ti-peniaze-na-studium-tu-su-tvoje-moznosti\/","title":{"rendered":"Si \u0161tudent a ch\u00fdbaj\u00fa ti peniaze na \u0161t\u00fadium? Tu s\u00fa tvoje mo\u017enosti"},"content":{"rendered":"<div id=\"dslc-theme-content\"><div id=\"dslc-theme-content-inner\"><p><strong>\u010cSOB pon\u00faka \u0161tudentsk\u00fd FUN \u00fa\u010det pre mlad\u00fdch od 15 a\u017e do 28 rokov. Mlad\u00ed do 19 rokov ho z\u00edskaj\u00fa automaticky bez poplatku. V pr\u00edpade, \u017ee pokra\u010duj\u00fa v \u0161t\u00fadiu a banke predlo\u017eia Potvrdenie o \u0161t\u00fadiu, m\u00f4\u017eu vyu\u017e\u00edva\u0165 FUN \u00fa\u010det bez poplatku aj na\u010falej, a to do 28 rokov.<\/strong><\/p>\n<p><strong>V\u00fdhody \u00fa\u010dtu:<\/strong>\u00a0\u00fa\u010det pre mlad\u00fdch\u00a0\u2013 \u0161tudentov aj ne\u0161tudentov od 15\u201328 rokov, neobmedzen\u00e9 bezhotovostn\u00e9 transakcie, platobn\u00e1 karta s\u00a0nov\u00fdm dizajnom, neobmedzen\u00fd po\u010det v\u00fdberov z\u00a0bankomatov \u010cSOB v\u00a0SR, mobiln\u00e1 aplik\u00e1cia \u010cSOB SmartBanking, povolen\u00e9 pre\u010derpanie pre \u0161tudentov od 18\u00a0rokov do 300\u00a0eurbez poplatku pre v\u0161etk\u00fdch do 18\u00a0rokov a pre \u0161tudentov od 19\u00a0rokov po predlo\u017een\u00ed Potvrdenia o\u00a0\u0161t\u00fadiu. Majitelia \u0161tudentsk\u00e9ho FUN \u00fa\u010dtu m\u00f4\u017eu vyu\u017ei\u0165 povolen\u00e9 pre\u010derpanie \u00fa\u010dtu do v\u00fd\u0161ky 300\u00a0eur.<!--more--><\/p>\n<p>Povolen\u00e9 pre\u010derpanie si klient m\u00f4\u017ee zriadi\u0165 pohodlne aj cez internetbanking. Majitelia \u00fa\u010dtu m\u00f4\u017eu po\u017eiada\u0165 o\u00a0\u0161tudentsk\u00fa kreditn\u00fa kartu s\u00a0\u00faverov\u00fdm limitom 300\u00a0eur a a\u017e 55\u00a0d\u0148ov\u00fdm bez\u00faro\u010dn\u00fdm obdob\u00edm. \u0160tudenti z\u00edskaj\u00fa dokonal\u00fd preh\u013ead vo financi\u00e1ch a pohyboch na svojom FUN \u00fa\u010dte v\u010faka aplik\u00e1cii \u010cSOB SmartBanking. Majitelia \u00fa\u010dtu si m\u00f4\u017eu vybera\u0165 hotovos\u0165 z\u00a0bankomatov patriacich do skupiny KBC V\u00a0Eur\u00f3pe za zv\u00fdhodnen\u00fd poplatok.<\/p>\n<p><strong>mBank<\/strong><\/p>\n<p>mP\u00f4\u017ei\u010dka s\u00a0garantovan\u00fdm \u00farokom 9,9\u00a0% p.a. je vzh\u013eadom na svoje parametre vhodn\u00e1 aj pre \u0161tudentov. Za poskytnutie, vedenie a mimoriadne spl\u00e1tky ne\u00fa\u010dtujeme \u017eiadne poplatky. mP\u00f4\u017ei\u010dku poskytujeme v\u00a0rozp\u00e4t\u00ed od 350\u00a0a\u017e do 24\u00a0000\u00a0eur. Podmienkou je, aby \u0161tudent bol klientom mBank a pravidelne si na \u00fa\u010det posielal svoj pr\u00edjem. \u00darokov\u00e1 sadzba a ostatn\u00e9 parametre spotrebite\u013esk\u00e9ho \u00faveru s\u00fa kv\u00f4li jednoduchosti a transparentnosti rovnak\u00e9 pre v\u0161etk\u00fdch klientov. Pre v\u0161etk\u00fdch klientov vr\u00e1tane vysoko\u0161kol\u00e1kov pon\u00fakame osobn\u00fd \u00fa\u010det mKonto, pri ktorom je zalo\u017eenie, vedenie aj pr\u00edpadn\u00e9 zru\u0161enie \u00fa\u010dtu bez poplatkov. Klient k\u00a0nemu z\u00e1rove\u0148 dostane bezkontaktn\u00fa platobn\u00fa kartu, ktorou m\u00f4\u017ee vykon\u00e1va\u0165 platby u\u00a0obchodn\u00edkov alebo na internete. Klient m\u00e1 k\u00a0dispoz\u00edcii neobmedzen\u00fd po\u010det v\u00fdberov z\u00a0ktor\u00e9hoko\u013evek bankomatu doma aj v\u00a0zahrani\u010d\u00ed zadarmo, sta\u010d\u00ed ak vyberie sumu nad 70\u00a0eur. S\u00fa\u010das\u0165ou mKonta je modern\u00fd internet banking a bezplatn\u00e1 mobiln\u00e1 aplik\u00e1cia na jednoduch\u00e9 a pohodln\u00e9 ovl\u00e1danie \u00fa\u010dtu. Kv\u00f4li zalo\u017eeniu \u00fa\u010dtu nie je potrebn\u00e9 nikam chodi\u0165, v\u0161etko je mo\u017en\u00e9 realizova\u0165 z\u00a0pohodlia domova, pri\u010dom potrebn\u00e9 dokumenty doru\u010d\u00ed kuri\u00e9r. Jednou z\u00a0najv\u00e4\u010d\u0161\u00edch v\u00fdhod mKonta pre \u0161tudentov je, \u017ee banka nevy\u017eaduje potvrdenie o\u00a0n\u00e1v\u0161teve \u0161koly a jeho bezplatnos\u0165, na rozdiel od na\u0161ich konkurentov, garantujeme nielen po\u010das \u0161t\u00fadia, ale aj po jeho skon\u010den\u00ed.<\/p>\n<p>Vysoko\u0161kol\u00e1ci tie\u017e oce\u0148uj\u00fa jednoduch\u00e9 posielanie platieb priamo na mobiln\u00e9 \u010d\u00edslo, tak\u017ee si nemusia pam\u00e4ta\u0165 \u010d\u00edslo \u00fa\u010dtu svojich priate\u013eov alebo rodiny. Zalo\u017eenie a vedenie \u00fa\u010dtu zadarmo, v\u00fdber nad 70\u00a0eur z\u00a0\u013eubovo\u013en\u00e9ho bankomatu na Slovensku alebo v\u00a0zahrani\u010d\u00ed bez poplatku, v\u0161etky odch\u00e1dzaj\u00face a prich\u00e1dzaj\u00face platobn\u00e9 pr\u00edkazy zadan\u00e9 cez internet banking (tuzemsk\u00e9 platby, zahrani\u010dn\u00e9 SEPA platby) s\u00fa bez poplatkov, nastavenie platby inkasa, SIPO a trval\u00e9 pr\u00edkazy zadarmo, elektronick\u00e9 mesa\u010dn\u00e9 v\u00fdpisy na e-mail, okam\u017eit\u00e1 realiz\u00e1cia platieb medzi \u00fa\u010dtami v\u00a0mBank, r\u00fdchla, intuit\u00edvna a pohodln\u00e1 mobiln\u00e1 aplik\u00e1cia.<\/p>\n<p><strong>Slovensk\u00e1 sporite\u013e\u0148a<\/strong><\/p>\n<p>Slovensk\u00e1 sporite\u013e\u0148a pon\u00faka \u0161tudentom denn\u00e9ho \u0161t\u00fadia (u\u017e od prv\u00e9ho ro\u010dn\u00edka) a intern\u00fdm doktorandom vo veku od 18\u00a0do 26\u00a0rokov zv\u00fdhodnen\u00fd Spotrebn\u00fd \u00faver na \u010coko\u013evek pre vysoko\u0161kol\u00e1kov. Tento zv\u00fdhodnen\u00fd \u00faver vo v\u00fd\u0161ke od 1\u00a0000\u00a0do 8\u00a0500\u00a0eur poskytujeme v\u0161etk\u00fdm \u0161tudentom bez oh\u013eadu na to, v\u00a0akej krajine \u0161tuduj\u00fa. Sna\u017e\u00edme sa tak pom\u00f4c\u0165 vysoko\u0161kol\u00e1kom s\u00a0financovan\u00edm \u0161t\u00fadia, n\u00e1kladov na \u0161tudijn\u00e9 pobyty a kurzy doma \u010di v\u00a0zahrani\u010d\u00ed \u010di s\u00a0\u00fahradou ne\u010dakan\u00fdch v\u00fddavkov. Doba spl\u00e1cania je 1\u00a0a\u017e 8\u00a0rokov Je to bez\u00fa\u010delov\u00fd \u00faver, preto nie je potrebn\u00e9 dokladova\u0165, na \u010do boli poskytnut\u00e9 finan\u010dn\u00e9 prostriedky pou\u017eit\u00e9. V\u0161etk\u00fdm \u0161tudentom poskytujeme tieto \u00favery s\u00a0rovnakou \u00farokovou sadzbou 8,5\u00a0% ro\u010dne, ktor\u00e1 zost\u00e1va nezmenen\u00e1 a\u017e do konca doby splatnosti \u00faveru. Tento \u00faver poskytuje banka bez spracovate\u013esk\u00e9ho poplatku a bez mesa\u010dn\u00e9ho poplatku za spr\u00e1vu \u00faveru. Rovnako ne\u00fa\u010dtujeme \u017eiadne poplatky pri pred\u010dasnom splaten\u00ed alebo mimoriadnej spl\u00e1tke. \u00daver je bez ak\u00fdchko\u013evek poplatkov, s\u00a0jednotnou \u00farokovou sadzbou, poskytnut\u00fd na po\u010dkanie.Sta\u010d\u00ed vyplni\u0165 \u017eiados\u0165 a predlo\u017ei\u0165 dva doklady toto\u017enosti + potvrdenie o\u00a0\u0161t\u00fadiu. V\u00a0\u017eiadosti je potrebn\u00e9 uvies\u0165 aj spoludl\u017en\u00edka s\u00a0akceptovate\u013en\u00fdm pr\u00edjmom. V\u00a0praxi je tak\u00fdmto spoludl\u017en\u00edkom naj\u010dastej\u0161ie rodi\u010d alebo in\u00e1 \u0161tudentovi bl\u00edzka osoba. Pokia\u013e m\u00e1 \u0161tudent svoj samostatn\u00fd pr\u00edjem, m\u00f4\u017ee po\u017eiada\u0165 o\u00a0be\u017en\u00fd Spotrebn\u00fd \u00faver na \u010coko\u013evek so \u0161tandardn\u00fdmi podmienkami.<\/p>\n<p>Banka pon\u00faka Space \u00fa\u010det \u0160tudent s\u00a0mesa\u010dn\u00fdm poplatokom 0\u00a0eur pre \u0161tudentov vo veku 15\u201326 rokov, mus\u00ed is\u0165 o\u00a0\u0161tudentov dennej formy \u0161t\u00fadia (potvrdenie o\u00a0n\u00e1v\u0161teve \u0161koly je potrebn\u00e9 predklada\u0165 raz ro\u010dne a\u017e po dov\u0155\u0161en\u00ed veku 20\u00a0rokov, dovtedy m\u00e1 mlad\u00fd \u010dlovek n\u00e1rok na pou\u017e\u00edvanie \u0161tudentsk\u00e9ho \u00fa\u010dtu bez ak\u00e9hoko\u013evek dokladovania). Zlo\u017eenie \u00fa\u010dtu: internetbanking, mobiln\u00e9 aplik\u00e1cie SporoApps, bezkontaktn\u00e1 debetn\u00e1 platobn\u00e1 karta Space Visa Electron aj s\u00a0vlastn\u00fdm dizajnom, neobmedzen\u00e9 platby kartou a v\u00fdbery z\u00a0bankomatov SLSP a skupiny Erste, zadanie, zmena a realiz\u00e1cia trval\u00fdch pr\u00edkazov a ink\u00e1s neobmedzene, v\u0161etky elektronicky prijat\u00e9 a odoslan\u00e9 platby v\u00a0eur, sms spr\u00e1vy o\u00a0pohyboch na \u00fa\u010dte nad 20\u00a0eur. Space \u00fa\u010det \u0161tudent je veden\u00fd zdarma a obsahuje v\u0161etko, \u010do mlad\u00fd \u010dlovek od banky potrebuje. S\u00fa\u010das\u0165ou karty Space Visa Electron je program Sphere Young, v\u010faka ktor\u00e9mu m\u00f4\u017eu \u0161tudenti nakupova\u0165 so z\u013eavami od 5\u00a0do 30\u00a0% u\u00a0viac ako 10\u00a0000\u00a0partnerov v\u00a0SR a \u010cR V\u00fdhodu ke aj vernostn\u00fd program Slovenskej sporite\u013ene Odmena+, s\u00a0ktor\u00fdm \u0161tudent pri n\u00e1kupe u\u00a0partnerov SLSP z\u00edskava \u010das\u0165 sumy n\u00e1kupu sp\u00e4\u0165 na svoj \u00fa\u010det (plat\u00ed napr. v\u00a0predajniach BILLA, NAY, Exisport a mnoh\u00e9 in\u00e9). \u0160tudenti vo veku 18\u00a0a viac rokov si m\u00f4\u017eu \u00fa\u010det zalo\u017ei\u0165 jednoducho online aj bez n\u00e1v\u0161tevy\u00a0banky.<\/p>\n<p><strong>Prima banka<\/strong><\/p>\n<p>Prima banka m\u00e1 v\u00a0ponuke pre \u0160tudentov tento typ \u00fa\u010dtu: \u0160tudentsk\u00fd \u00fa\u010det: ur\u010den\u00fd pre \u0161tudentov vo veku 15\u00a0\u2013 26\u00a0rokov, obsahuje v\u0161etky najpou\u017e\u00edvanej\u0161ie bankov\u00e9 slu\u017eby, \u00fa\u010det je do veku 18\u00a0rokov bez poplatku, vo veku nad 18\u00a0rokov je mesa\u010dn\u00fd poplatok za vedenie \u00fa\u010dtu 1,90\u00a0eura bezplatn\u00e9 vedenie \u00fa\u010dtu m\u00f4\u017ee ma\u0165 klient aj v\u00a0pr\u00edpade priemern\u00e9ho denn\u00e9ho kreditn\u00e9ho zostatku nad 1\u00a0000\u00a0eur. Mlad\u00ed so \u0160tudentsk\u00fdm \u00fa\u010dtom od Prima banky z\u00edskaj\u00fa: bezkontaktn\u00fa medzin\u00e1rodn\u00fa platobn\u00fa kartu Maestro, neobmedzen\u00e9 v\u00fdbery z\u00a0bankomatov Prima banky, neobmedzen\u00fd po\u010det platieb kartou v\u00a0SR a v\u00a0zahrani\u010d\u00ed, neobmedzen\u00fd po\u010det najpou\u017e\u00edvanej\u0161\u00edch transakci\u00ed, slu\u017eby Internet bankingu (k\u00a0dispoz\u00edcii aj praktick\u00e1 mobiln\u00e1 aplik\u00e1cia Pe\u0148a\u017eenka), bezplatn\u00e9 SMS notifik\u00e1cie po ka\u017edom pohybe na \u00fa\u010dte. \u010eal\u0161ie benefity k\u00a0\u0160tudentsk\u00e9mu \u00fa\u010dtu: za platby kartou z\u00edskaj\u00fa \u0161tudenti ka\u017ed\u00fd mesiac odmenu 0,5\u00a0% z\u00a0objemu n\u00e1kupov platen\u00fdch platobnou kartou a to a\u017e do v\u00fd\u0161ky 1,90\u00a0eura, zostatok na \u0160tudentskom \u00fa\u010dte do v\u00fd\u0161ky 1\u00a0000\u00a0eur je \u00faro\u010den\u00fd \u00farokovou sadzbou 1,0\u00a0% ro\u010dne, \u0161tudenti si m\u00f4\u017eu z\u00e1rove\u0148 zriadi\u0165 pravideln\u00e9 Sporenie k\u00a0\u0160tudentsk\u00e9mu \u00fa\u010dtu s\u00a0garantovanou \u00farokovou sadzbou 5,0\u00a0% ro\u010dne. M\u00f4\u017eu si spori\u0165 10\u00a0\u2013 30\u00a0eur mesa\u010dne a m\u00f4\u017eu si zriadi\u0165 a\u017e 3\u00a0Sporenia k\u00a0\u0160tudentsk\u00e9mu \u00fa\u010dtu. Na zalo\u017eenie \u0160tudentsk\u00e9ho \u00fa\u010dtu sta\u010d\u00ed \u0161tudentovi ob\u010diansky preukaz a do veku 18\u00a0rokov potrebuje pri zriaden\u00ed \u00fa\u010dtu aj pr\u00edtomnos\u0165 z\u00e1konn\u00e9ho z\u00e1stupcu. \u0160tudenti star\u0161\u00ed ako 18\u00a0rokov banke predlo\u017eia potvrdenie o\u00a0n\u00e1v\u0161teve \u0161koly alebo ISIC\u00a0kartu.<\/p>\n<p><strong>Tatra banka<\/strong><\/p>\n<p>\u0160peci\u00e1lny produkt \u201e\u0161tudentsk\u00fd \u00faver\u201c neposkytujeme. V\u00a0pr\u00edpade z\u00e1ujmu m\u00e1 \u017eiadate\u013e mo\u017enos\u0165 z\u00edska\u0165 \u0161tandardn\u00fd bez\u00fa\u010delov\u00fd \u00faver. Ak nem\u00e1 \u017eiadate\u013e bankou akceptovate\u013en\u00fd pr\u00edjem, je potrebn\u00e9, aby prist\u00fapil do \u00faveru aj spoludl\u017en\u00edk s\u00a0akceptovate\u013en\u00fdm pr\u00edjmom. Schva\u013eovac\u00ed proces je u\u00a0ka\u017ed\u00e9ho klienta individu\u00e1lny.<\/p>\n<p>\u0160tudentom pon\u00fakame \u0160tudentsk\u00fd \u00fa\u010det zadarmo, teda za 0\u00a0eur. Pre 15\u201319-ro\u010dn\u00fdch je zadarmo automaticky. Po dov\u0155\u0161en\u00ed 20\u00a0rokov je potrebn\u00e9 1-kr\u00e1t predlo\u017ei\u0165 potvrdenie o\u00a0n\u00e1v\u0161teve \u0161koly a \u0160tudentsk\u00fd \u00fa\u010det je n\u00e1sledn\u00e9 bezplatn\u00fd a\u017e do dov\u0155\u0161enia 26.\u00a0roku. \u0160tudent z\u00edska svoju platobn\u00fa kartu na po\u010dkanie v\u00a0ktorejko\u013evek pobo\u010dke. \u0160tudentsk\u00fd \u00fa\u010det je plnohodnotn\u00fdm \u00fa\u010dtom. To znamen\u00e1, \u017ee \u0161tudent m\u00f4\u017ee vyu\u017e\u00edva\u0165 v\u0161etky inov\u00e1cie rovnako ako dospel\u00fd klient: internet banking a mobile banking (24\/7), slu\u017ebu VIAMO, mobiln\u00e9 platby, v\u00fdber z\u00a0bankomatu mobilom, hlasov\u00fa biometriu, SMS notifik\u00e1cie. Samozrejmos\u0165ou je neobmedzen\u00fd po\u010det v\u00fdberov z\u00a0bankomatov Tatra banky a bankomatov v\u00a0r\u00e1mci skupiny RBI AG \u010di neobmedzen\u00fd po\u010det platieb kartou doma a v\u00a0zahrani\u010d\u00ed. \u0160tudent m\u00e1 mo\u017enos\u0165 spori\u0165 na Sporiacom syst\u00e9me, pri\u010dom sporenie si m\u00f4\u017ee nastavi\u0165 pod\u013ea seba. Peniaze m\u00e1 \u0161tudent kedyko\u013evek k\u00a0dispoz\u00edcii.<\/p>\n<p><strong>VUB banka<\/strong><\/p>\n<p>\u0160peci\u00e1lne p\u00f4\u017ei\u010dky pre \u0161tudentov V\u00daB banka v\u00a0ponuke nem\u00e1, no maj\u00fa mo\u017enos\u0165 po\u017eiada\u0165 o\u00a0\u0161tandardn\u00fa bez\u00fa\u010delov\u00fa alebo refinan\u010dn\u00fa p\u00f4\u017ei\u010dku. Za akceptovate\u013en\u00fd pr\u00edjem sa pova\u017euje aj \u0161tipendium vypl\u00e1can\u00e9 pri doktorandskom \u0161t\u00fadiu dennou formou. \u017diadate\u013e vtedy potrebuje potvrdenie o\u00a0poberanej v\u00fd\u0161ke doktorandsk\u00e9ho \u0161tipendia. \u0160tandardn\u00fd bez\u00fa\u010delov\u00fd, resp. refinan\u010dn\u00fd \u00faver, V\u00daB p\u00f4\u017ei\u010dku, m\u00e1 \u0161tudent od 18\u00a0rokov mo\u017enos\u0165 z\u00edska\u0165 , aj ak je zamestnan\u00fd na trval\u00fd pracovn\u00fd pomer (TPP), aktu\u00e1lne je poskytovan\u00e1 s\u00a0benefitom odmeny v\u00a0podobe zn\u00ed\u017eenia \u00farokovej sadzby o\u00a02%. Minim\u00e1lna v\u00fd\u0161ka \u00faveru v\u00a0pr\u00edpade \u017eiadate\u013eov vo veku od 18\u00a0\u2013 23\u00a0rokov je od 500\u00a0\u20ac . Maxim\u00e1lna v\u00fd\u0161ka \u00faveru je 25\u00a0000\u00a0eur, splatnos\u0165 13\u00a0\u2013 96\u00a0mesiacov.Pod\u00admienky z\u00edskania: vek od 18\u00a0rokov, pravideln\u00fd pr\u00edjem zo zamestnania na TPP, pr\u00edp. za akceptovate\u013en\u00fd pr\u00edjem sa pova\u017euje aj \u0161tipendium vypl\u00e1can\u00e9 pri doktorandskom \u0161t\u00fadiu dennou formou. \u017diadate\u013e potrebuje potvrdenie o\u00a0poberanej v\u00fd\u0161ke doktorandsk\u00e9ho \u0161tipendia. V\u00a0pr\u00edpade akt\u00edvneho vyu\u017e\u00edvania V\u00daB \u00fa\u010dtu klientom vr\u00e1time poplatok za poskytnutie \u00faveru, a to po 18\u00a0mesiacoch spl\u00e1cania p\u00f4\u017ei\u010dky. Jednou z\u00a0mo\u017enost\u00ed je myslie\u0165 dopredu a za\u010da\u0165 spori\u0165 die\u0165a\u0165u odmali\u010dka. Pre deti u\u017e od 8\u00a0do 15\u00a0rokov pon\u00fakame Junior konto s\u00a0v\u00fdhodnej\u0161\u00edm \u00faro\u010den\u00edm ako in\u00e9 be\u017en\u00e9 \u00fa\u010dty, ktor\u00e9 z\u00e1rove\u0148 m\u00f4\u017ee by\u0165 vyu\u017e\u00edvan\u00e9 na zasielanie platieb, pou\u017e\u00edvanie platobnej karty a podobne.<\/p>\n<p>Vo V\u00daB maj\u00fa automaticky zadarmo veden\u00fd V\u00daB \u00da\u010det v\u0161etci mlad\u00ed vo veku od 15\u00a0do 20\u00a0rokov. Bezplatn\u00e9 vedenie \u00fa\u010dtu z\u00edskaj\u00fa mlad\u00ed aj po tomto veku (a\u017e do dov\u0155\u0161enia 27\u00a0rokov), ak preuk\u00e1\u017eu, \u017ee s\u00fa \u0161tudentmi. Preuk\u00e1za\u0165 n\u00e1rok na \u0161tudentsk\u00e9 zv\u00fdhodnen\u00e9 vedenie konta sta\u010d\u00ed iba raz, bez potreby opakovania. Mlad\u00ed \u013eudia, ktor\u00ed u\u017e nie s\u00fa \u0161tudentmi, maj\u00fa zv\u00fdhodnen\u00fd poplatok za vedenie V\u00daB \u00da\u010dtu vo v\u00fd\u0161ke 3\u00a0eur\u00e1 (50% z\u013eava z\u00a0vedenia konta) a navy\u0161e m\u00f4\u017eu ma\u0165 bezplatn\u00e9 vedenie konta v\u010faka benefitn\u00e9mu programu Odmena za vernos\u0165 (z\u013eava zvy\u0161n\u00fdch 50%). \u0160tudenti stredn\u00fdch a vysok\u00fdch \u0161k\u00f4l m\u00f4\u017eu ma\u0165 k\u00a0svojim V\u00daB \u00da\u010dtom zriaden\u00e9 aj Sporiace \u00fa\u010dty. Na tieto \u00fa\u010dty im m\u00f4\u017eu rodi\u010dia alebo oni sami spori\u0165 e\u0161te v\u00a0\u010dase, ke\u010f nav\u0161tevuj\u00fa \u0161kolu. Sporiaci \u00fa\u010det im umo\u017en\u00ed r\u00fdchlo a jednoducho odklada\u0165 svoje vo\u013en\u00e9 finan\u010dn\u00e9 prostriedky. Je na klientoch, \u010di im viac vyhovuje pravideln\u00e9 sporenie po mal\u00fdch sum\u00e1ch alebo si na \u00fa\u010det po\u0161l\u00fa napr\u00edklad u\u0161etren\u00e9 peniaze z\u00a0letnej brig\u00e1dy. Pravideln\u00e9 sporenie je spojen\u00e9 s\u00a0e\u0161te v\u00fdhodnej\u0161ou \u00farokovou sadzbou. Pomocou doplnkov\u00fdch slu\u017eieb si viete nastavi\u0165 sp\u00f4sob prev\u00e1dzania prostriedkov na sporiaci \u00fa\u010det, ktor\u00fd v\u00e1m vyhovuje.<\/p>\n<p>Flexiprevod na\u0148 automaticky pres\u00fava v\u0161etko okrem sumy, ktor\u00fa chcete ma\u0165 k\u00a0dispoz\u00edcii na be\u017enom \u00fa\u010dte. Flexisporenie v\u00e1m umo\u017en\u00ed sporenie po mal\u00fdch sum\u00e1ch pri ka\u017edej platbe kartou. Zaplaten\u00fa sumu zaokr\u00fahli na cel\u00e9 1, 5\u00a0alebo 10\u00a0eur a rozdiel prevedie na sporiaci \u00fa\u010det. V\u0161etky spom\u00ednan\u00e9 prevody s\u00fa bez poplatkov. Flexiporenie je v\u00fdhodn\u00e9 i\u00a0pre rodi\u010dov, ktor\u00ed si \u0165a\u017e\u0161ie pl\u00e1nuj\u00fa svoje v\u00fddavky.<\/p>\n<p>Zdroj: https:\/\/skola.pravda.sk\/<\/p>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u010cSOB pon\u00faka \u0161tudentsk\u00fd FUN \u00fa\u010det pre mlad\u00fdch od 15 a\u017e do 28 rokov. Mlad\u00ed do 19 rokov ho z\u00edskaj\u00fa automaticky bez poplatku. V pr\u00edpade, \u017ee pokra\u010duj\u00fa v \u0161t\u00fadiu a banke predlo\u017eia Potvrdenie o \u0161t\u00fadiu, m\u00f4\u017eu vyu\u017e\u00edva\u0165 FUN \u00fa\u010det bez poplatku aj na\u010falej, a to do 28 rokov. V\u00fdhody \u00fa\u010dtu:\u00a0\u00fa\u010det pre mlad\u00fdch\u00a0\u2013 \u0161tudentov aj ne\u0161tudentov od<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-1043","post","type-post","status-publish","format-standard","hentry","category-mladym-dospelym"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/posts\/1043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/comments?post=1043"}],"version-history":[{"count":6,"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/posts\/1043\/revisions"}],"predecessor-version":[{"id":1097,"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/posts\/1043\/revisions\/1097"}],"wp:attachment":[{"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/media?parent=1043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/categories?post=1043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.csppke.sk\/sk\/wp-json\/wp\/v2\/tags?post=1043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}